DeFi Lending
Lending markets let depositors earn interest on supplied assets while borrowers post collateral to draw loans, with rates set by utilisation or by fixed-term auctions. Collateralised debt positions mint a stablecoin against locked collateral instead of borrowing from a pool.
The filters separate protocols by whether they take deposits, offer borrowing, or mint a CDP stablecoin. Entries are ordered by value locked on DefiLlama, with featured listings first.
Marginfi
Marginfi is a decentralized lending protocol on Solana that prioritizes risk management to provide a safe and reliable solution for users looking to access leverage and maximize capital efficiency.
Aave
Aave is an Open Source and Non-Custodial protocol that let you earn interest on deposits & borrow assets on multiple chains. Aave Protocol - Innovative DeFi Lending, interview with the founder
Morpho
Morpho is a decentralized, permissionless lending protocol enabling overcollateralized loans through modular isolated markets and curated vaults across Ethereum and Base.
Sky
Sky is the protocol behind the $USDS stablecoin, where borrowers open vaults against crypto collateral and savers deposit into the Sky Savings Rate. It runs on Ethereum, Base and Arbitrum.
Spark
Spark is the Sky ecosystem lending market and savings layer, lending $USDS and $DAI against major collateral and paying the Sky Savings Rate. It runs on Ethereum, Base, Arbitrum and Gnosis.
JustLend
JustLend is a money market on Tron where depositors supply assets to pooled markets and borrowers draw against collateral at rates set by utilization, alongside an energy rental market.
Maple
Maple runs institutional credit pools that lend against tokenized collateral and issues $syrupUSDC for passive lenders. It runs on Ethereum and Solana.
Compound
Compound is an open-source, autonomous protocol built for developers, enable algorithmic, efficient money markets on the Ethereum.
Kamino Finance
Kamino Finance aims to provide users with an easy-to-use and efficient way to manage their digital assets, earn passive income, and participate in the growing DeFi ecosystem. The platform offers a variety of features, including automated liquidity provision, lending and borrowing, and yield farming.
Venus
Venus is a algorithmic money market and synthetic stablecoin protocol on Binance Smart Chain
Lista DAO
Lista DAO combines a collateralized debt position engine that mints the $lisUSD stablecoin with pooled lending markets and $BNB liquid staking. It runs on BNB Chain and Ethereum.
Jupiter
Jupiter is the Solana trading hub that routes spot swaps across on-chain liquidity and also runs perpetual futures and a lending market from the same app.
Fluid
Fluid combines a lending market and a DEX in one liquidity layer, so collateral and debt positions also earn trading fees. It runs on Ethereum, Arbitrum, Base, Polygon and Plasma.
HyperLend
HyperLend is a money market on HyperEVM where depositors supply assets to pooled and isolated markets and borrowers post collateral, with oracles reading Hyperliquid prices.
Euler
Euler is a non-custodial permissionless lending protocol on Ethereum that helps users to earn interest on their crypto assets or hedge against volatile markets without the need for a trusted third-party.
Cap
Cap is a credit platform on Ethereum where lenders mint the $cUSD stablecoin and operators borrow the deposits to run strategies, with restaked collateral standing behind the loans.
Dolomite
Dolomite is a money market where deposited collateral keeps its staking and governance rights while it backs a loan. It runs on Arbitrum, Berachain, Ethereum and Mantle.
Liquity
Liquity is a decentralized borrowing protocol that allows you to draw interest-free loans against Ether used as collateral. Interview with founder.
Silo Finance
Silo Finance puts every asset in its own isolated lending market, so a bad debt event stays inside that pair. It runs on Ethereum, Arbitrum, Sonic and Avalanche.