Link brings USDC-funded agent spending to Instinct
Link has opened USDC-funded balances for eligible US Instinct users, allowing agents to make purchases within a user-set limit without repeated approval.
Nick Sawinyh
Stablecoins @ DeFi Blog
Nick Sawinyh
Canada proposes stablecoin redemption deadline and yield limits
Canada's proposed stablecoin rules set redemption terms, restrict issuer-funded holding rewards and extend payment safeguards to eligible stablecoin wallets.
Nick Sawinyh
HSBC launches RedCoin on PayMe with permissioned transfers
HSBC RedCoin is live on PayMe, with permissioned transfers, bank-controlled custody and redemption rights set out in its product terms.
Nick Sawinyh
Circle Match Launches Hourly $USDC Mint and Redemption Auctions
Circle Match lets approved Mint customers bid on minting rebates and redemption fees through hourly, prefunded auctions.
Nick Sawinyh
OKX Unifies EUR and $EURC Spot Trading in Europe
OKX has combined euro and $EURC spot liquidity for eligible European users while preserving a choice of trading and settlement asset.
Nick Sawinyh
BIS Links Deposit Rates to Slower Stablecoin Growth
A BIS working paper finds that higher US deposit rates predict slower stablecoin growth, especially for $USDC.
Nick Sawinyh
Arbitrum Opens USDG Stablecoin Growth Program With 2M ARB Pool
Arbitrum opened a USDG growth program with a 2M ARB pool for eligible protocols that commit to the stablecoin on Arbitrum One.
Nick Sawinyh
Visa Direct puts USDC prefunding into production
Visa Direct moved stablecoin-enabled prefunding into commercial production on October 15, with Inyo Global as the first enabler for eligible clients and partners.
Nick Sawinyh
Mastercard and BVNK launch a fiat-stablecoin platform
Mastercard and BVNK have launched one platform for embedded fiat and stablecoin accounts, local payouts and global card spending.
Nick Sawinyh
Cross River adds $RLUSD to its core banking platform
Cross River is integrating $RLUSD on the XRP Ledger into its core banking system as another payment rail for fintech customers.
Nick Sawinyh
Stripe and Plasma plan multi-currency stablecoin cards
Stripe and Plasma are co-developing multi-currency stablecoin cards for people and businesses that hold and spend across markets.
Nick Sawinyh
StandX sets January closure and DUSD exit dates
StandX has set a staged shutdown for its perpetuals exchange, with yield ending immediately and the final DUSD withdrawal deadline on January 31, 2027.
Nick Sawinyh
Tempo Opens Private Stablecoin Zones With Deel Live in Production
Tempo has made its Zones privacy system generally available to enterprises, with Deel already using it for contractor stablecoin payments.
Nick Sawinyh
Ripple and DriveWealth add stablecoin settlement
DriveWealth is integrating Ripple's stablecoin, payment and custody products into its global brokerage infrastructure.
Nick Sawinyh
Polygon completes Coinme acquisition for U.S. payments
Polygon Labs completed its Coinme acquisition and added regulated American money movement to Polygon Open Money Stack.
Nick Sawinyh
Qivalis gets Dutch EMI license for euro stablecoin
The Dutch central bank authorized Qivalis as an electronic money institution, clearing a regulatory condition for its planned euro stablecoin.
Nick Sawinyh
Lynq and TBMC complete live RLUSD settlement test
Lynq and The Better Money Company completed a live proof of concept that converted a client's assets into $RLUSD through a pre-funded institutional workflow.
Nick Sawinyh
Polygon OMS adds automated stablecoin payout runs
Polygon Labs introduced automated stablecoin payout runs for Open Money Stack with recipient, budget and time controls enforced by wallet permissions onchain.
Nick Sawinyh
Standard Chartered launches $RLUSD custody in Dubai
Standard Chartered has opened institutional custody for $RLUSD on the XRP Ledger through its Dubai branch and plans to connect the asset to LMAX Group through collateral mirroring.
Nick Sawinyh
PLabs proposes private stablecoin protocol on Ethereum
PLabs has proposed an Ethereum issuance protocol that would turn reserve deposits into private notes while keeping circulating claims backed 1:1.
Nick Sawinyh
French Committee Backs Stablecoin Swap and Crypto Exit Taxes
Two amendments adopted in committee would change how France taxes stablecoin swaps and unrealized crypto gains when wealthy holders leave the country.
Nick Sawinyh
Coinbase and Gennius bring ONED USD to Argentine bank apps
Coinbase and Gennius plan to put ONED USD conversion, transfers and Visa spending inside bank apps, starting in Argentina.
Nick Sawinyh
ESMA tells EU crypto firms to end services for unauthorised stablecoins
EU crypto providers face a three-month deadline to remediate legacy exposure to stablecoins that do not meet MiCA requirements.
Nick Sawinyh
Crypto Cards 2026: Who Holds the Money Before the Swipe
Crypto card spend passed $1.1 billion a month in August. Underneath the volume, the same question keeps surfacing: once you top up, who actually holds the money? We read the...
Nick Sawinyh
Circle's ARC Tokenomics: The Numbers Still Missing
Circle closed a $222M ARC presale at $3B FDV and published a whitepaper that leaves the dilution-determining parameters to a governance vote. Reading the document carefully.
Nick Sawinyh
On-Chain Forex Is a Price Bet, Not a Position
On-chain forex venues exist, but what trades is USDC perp on a price feed. The ceiling is an asset-primitive gap, not a venue problem.
Nick Sawinyh
Stablecoins for Neobanks: Why the Plumbing of Digital Banking Is Changing in 2026
Neobanks are rebuilding cross-border payments, wallets, and new-market expansion on stablecoin rails. A practical look at the $318B market, the integration reality, and what the GENIUS Act changes for 2026.
Nick Sawinyh
The Resolv USR Exploit: $80M Minted From Thin Air
A broken minting function on Resolv Labs' USR stablecoin let an attacker turn $100K into $25M. Here's what happened, who got hurt, and what it means for DeFi security.
Nick Sawinyh
Stablecoins Hit $320 Billion. Here's What the Data Actually Shows.
In January 2026, stablecoin networks moved more than ten trillion dollars. A look at where the money is, how it moves, and why it matters.
Nick Sawinyh
Mimo - Decentralized Stablecoin Pegged to the Euro
Claude told us about Euro stablecoin and token issuance protocol they are building at Mimo
Nick Sawinyh
Reflexer and RAI Explained
Stefan told us how he turned an old idea from a DAI Purple Paper into a new DeFi protocol
Nick Sawinyh
Frax: Fractional-Algorithmic Stablecoin Protocol
We talked with Frax Finance founder Sam Kazemian about algorithmic stablecoins and how fractional-algorithmic mechanism is different
Nick Sawinyh
pTokens
Thomas Bertani told us pTokens backstory and shared his vision of the future of cross-chain DeFi interoperability
Nick Sawinyh
Neutral Dollar the first meta-stablecoin
Nelson from Neutral talks about the first meta-stablecoin, Neutral Dollar (NUSD), and use cases for basketing stablecoins.
Nick Sawinyh